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/* ========================= GLOBAL V7 WARM EDITORIAL SYSTEM ========================= */
:root{--navy:#102235;--navy2:#173047;--ink:#172335;--muted:#6e6a63;--line:#ded5c9;--soft:#f5f0e8;--paper:#fbf8f2;--white:#fff;--red:#df2430;--red2:#bf1d27;--gold:#b68a50;--sand:#e9dece;--warm:#f2e8da;--shadow:0 28px 80px rgba(31,31,28,.13)}
body.v7-warm{background:var(--paper);color:var(--ink)}
.v7-warm .site-header{background:rgba(251,248,242,.97);border-bottom-color:#ddd1c3}.v7-warm .topline{background:#0c1b2c}.v7-warm .main-nav>a,.v7-warm .nav-group>a{color:#28374a}.v7-warm .mega{background:#fbf8f2;border-color:#ded5c9}.v7-warm .mega-lead strong{font-weight:600}.v7-warm .primary-action{box-shadow:0 8px 22px rgba(223,36,48,.18)}
.v7-warm .page-hero{background:linear-gradient(105deg,#102235,#172f47);padding:0}.v7-warm .page-hero:before{display:none}.page-hero-grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(360px,.72fr);min-height:470px}.page-hero-copy{padding:76px 70px 70px 0;display:flex;flex-direction:column;justify-content:center}.page-hero-photo{min-height:470px;background-size:cover;background-position:center;position:relative}.page-hero-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,rgba(16,34,53,.72),rgba(16,34,53,.05) 54%,rgba(16,34,53,.12))}.page-hero-photo span{position:absolute;z-index:2;right:20px;bottom:18px;background:rgba(16,34,53,.82);color:#fff;padding:8px 11px;font-size:9px;letter-spacing:.12em;text-transform:uppercase}.v7-warm .page-hero .h1,.v7-warm .page-hero h1{max-width:760px;font-size:clamp(38px,4.3vw,58px);line-height:1.05}.v7-warm .page-hero p{max-width:720px;font-size:16px;line-height:1.75;color:#e3ded6}.v7-warm .breadcrumbs{color:#aeb9c4}.v7-warm .subnav a{border-color:rgba(255,255,255,.22);background:rgba(255,255,255,.03)}
.v7-warm .section.white{background:var(--paper)}.v7-warm .section.soft{background:var(--soft)}.v7-warm .article{max-width:880px}.v7-warm .article h2,.v7-warm .sticky-note h2{color:#15263a}.v7-warm .article p,.v7-warm .article li{color:#625f59;font-size:15px;line-height:1.9}.v7-warm .sticky-note .intro{font-size:16px;line-height:1.75;color:#655f58}.v7-warm .sticky-note .note{margin-top:24px;padding:18px;border:1px solid #dccdbb;background:#f3eadf;color:#6c6258;font-size:11px;line-height:1.65}.rich-section{padding-bottom:58px;border-bottom:1px solid #ded5c9}.rich-section+.rich-section{margin-top:58px!important}.warm-list{list-style:none;padding:0;margin:25px 0 0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 16px}.warm-list li{position:relative;padding:12px 14px 12px 34px!important;background:#f1e9de;border-left:2px solid var(--gold);color:#4e4b47!important;font-size:13px!important;line-height:1.55!important}.warm-list li:before{content:'•';position:absolute;left:15px;top:10px;color:var(--red);font-weight:700}.rich-action{margin-top:62px!important;padding:34px 36px;background:#162b41;color:#fff;display:grid;grid-template-columns:1fr auto;gap:35px;align-items:center}.rich-action h2{color:#fff!important;font-size:28px!important;margin:6px 0 9px!important}.rich-action p{color:#ced6de!important;margin:0!important;font-size:13px!important}.rich-action .btn{margin:0;white-space:nowrap}.v7-warm .btn.primary{background:var(--red)}
.editorial-photo-break{background-image:linear-gradient(90deg,rgba(12,27,44,.94),rgba(12,27,44,.72) 48%,rgba(12,27,44,.25)),var(--editorial-photo);background-size:cover;background-position:center;min-height:390px;color:#fff;display:flex;align-items:center}.editorial-photo-inner{padding:78px 0}.editorial-photo-inner>div{max-width:680px}.editorial-photo-inner h2{font-family:'Libre Franklin',sans-serif;font-size:42px;line-height:1.12;letter-spacing:-.03em;margin:12px 0 18px}.editorial-photo-inner p{font-size:15px;line-height:1.8;color:#e0e5e9;max-width:650px}.v7-warm .closing-cta{background:#e9dece}.v7-warm .closing-button{background:#12263a}.v7-warm .closing-button:hover{background:var(--red)}
.home-depth-section{padding:110px 0;background:#f1e8dc}.home-depth-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:72px;align-items:stretch}.home-depth-photo{min-height:560px;background-size:cover;background-position:center;position:relative;box-shadow:0 26px 65px rgba(40,35,29,.14)}.home-depth-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(0deg,rgba(17,34,53,.52),transparent 54%)}.home-depth-photo span{position:absolute;z-index:2;bottom:20px;left:20px;background:rgba(16,34,53,.82);color:#fff;padding:9px 12px;font-size:9px;text-transform:uppercase;letter-spacing:.13em}.home-depth-copy{padding:35px 0;align-self:center}.home-depth-copy h2{font-family:'Libre Franklin',sans-serif;font-size:46px;line-height:1.1;letter-spacing:-.035em;margin:12px 0 20px}.home-depth-copy>p{font-size:15px;line-height:1.82;color:#655f58}.home-depth-points{margin:30px 0;border-top:1px solid #cfc0ae}.home-depth-points>div{padding:16px 0;border-bottom:1px solid #cfc0ae;display:grid;grid-template-columns:180px 1fr;gap:20px}.home-depth-points b{font-size:13px;color:#16283a}.home-depth-points span{font-size:12px;line-height:1.65;color:#6f685f}.text-cta{display:inline-block;margin-top:16px;font-size:12px;font-weight:700;color:var(--red)}
.warm-footer{background:#0b1929;padding-top:0}.warm-footer:before{content:'';display:block;height:7px;background:linear-gradient(90deg,var(--red),#d34d3c 42%,var(--gold))}.warm-footer .footer-grid{padding-top:66px}.footer-logo-panel{display:inline-flex;background:#d5b053;padding:12px 15px;margin-bottom:22px}.warm-footer .footer-brand img{width:190px;filter:none;opacity:1}.warm-footer .footer-brand p{margin:0 0 22px;max-width:390px;color:#c3c9cf;font-size:12px;line-height:1.75}.footer-contact{display:flex;flex-direction:column;gap:5px;color:#abb6c0;font-size:10.5px;line-height:1.55}.footer-contact strong{color:#fff;font-size:11px}.footer-contact a{padding:0!important;color:#d7dde2!important}.warm-footer h4{color:#dcc8ac}.warm-footer .footer-bottom strong{color:#d9e0e6}.v7-warm .feature-story{background:#f0e7dc}.v7-warm .capability-light{background:#e9dece}.v7-warm .process-section{background:#f8f3eb}.v7-warm .audience-bar{background:#fbf8f2}.v7-warm .service-gateway{background:#fffaf3}.v7-warm .service,.v7-warm .card,.v7-warm .feature,.v7-warm .insight,.v7-warm .service-tile{background:#fffdf9}
@media(max-width:1080px){.page-hero-grid{grid-template-columns:1fr}.page-hero-copy{padding:64px 0 44px}.page-hero-photo{min-height:330px}.home-depth-grid{grid-template-columns:1fr;gap:36px}.home-depth-photo{min-height:430px}.rich-action{grid-template-columns:1fr}.warm-list{grid-template-columns:1fr}}
@media(max-width:720px){.page-hero-copy{padding:52px 0 34px}.page-hero-photo{min-height:250px}.editorial-photo-break{min-height:360px}.editorial-photo-inner{padding:58px 0}.editorial-photo-inner h2{font-size:34px}.home-depth-section{padding:72px 0}.home-depth-photo{min-height:330px}.home-depth-copy h2{font-size:36px}.home-depth-points>div{grid-template-columns:1fr;gap:5px}.rich-action{padding:28px 24px}.footer-logo-panel{padding:10px 12px}}


/* ========================= GLOBAL V8 DUAL-BRANCH + MULTILINGUAL ========================= */
.v8-global .brand img{width:188px;max-height:60px;object-fit:contain}.v8-global .topline-links{align-items:center}.language-switcher{position:relative;height:34px;display:flex;align-items:center}.language-switcher>button{appearance:none;border:0;background:transparent;color:#cbd3dd;font:inherit;font-size:11px;cursor:pointer;padding:0 2px 0 10px}.language-menu{position:absolute;right:0;top:30px;min-width:210px;background:#fff;color:#1b2a3c;border:1px solid #ded5c9;box-shadow:0 18px 45px rgba(7,23,43,.16);padding:8px;opacity:0;visibility:hidden;transform:translateY(5px);transition:.18s;z-index:200}.language-switcher:hover .language-menu,.language-switcher:focus-within .language-menu,.language-menu.force-open{opacity:1;visibility:visible;transform:none}.lang-option{display:grid;grid-template-columns:34px 1fr;gap:8px;padding:9px 10px!important;color:#26364a!important}.lang-option:hover,.lang-option.active{background:#f4ede3;color:#b71924!important}.lang-option span{font-size:11px;color:#687587}.v8-global .footer-logo-panel{background:transparent!important;padding:0!important}.v8-footer:before{height:4px;background:linear-gradient(90deg,var(--red),#9f743f 58%,#d8c29d)}.v8-footer-brand{padding:58px 0 34px;display:grid;grid-template-columns:230px 1fr;gap:46px;align-items:center;border-bottom:1px solid rgba(255,255,255,.1)}.v8-footer-brand img{width:220px!important;filter:none!important;opacity:1!important}.v8-footer-brand p{color:#b8c1cb;font-size:13px;line-height:1.8;max-width:760px;margin:0}.branch-footer-grid{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:rgba(255,255,255,.12);margin-top:38px}.branch-footer-card{background:#0e2034;padding:28px 32px;display:flex;flex-direction:column;gap:6px}.branch-footer-card>span{color:#d4b27f;font-size:10px;letter-spacing:.16em;text-transform:uppercase;font-weight:700}.branch-footer-card h3{color:#fff;font-family:'Libre Franklin',sans-serif;font-size:20px;margin:5px 0 7px}.branch-footer-card p{color:#aeb9c4;font-size:11px;line-height:1.7;margin:0 0 5px}.branch-footer-card>a{color:#d7dfe7;font-size:11px}.branch-footer-card>div{display:flex;gap:18px;margin-top:10px}.branch-footer-card>div a{font-size:11px;font-weight:700;color:#fff}.compact-footer{grid-template-columns:repeat(4,1fr)!important;padding:40px 0 28px!important}.v8-legal{display:block!important;padding:24px 0 34px!important}.v8-legal p{max-width:none!important;margin:0 0 8px!important;color:#8e9aa6!important;line-height:1.65!important}.v8-specific{padding:86px 0;background:#fff}.v8-specific-grid{display:grid;grid-template-columns:250px 1fr;gap:70px}.v8-specific-label{position:sticky;top:130px;align-self:start}.v8-specific-label h2{font-family:'Libre Franklin',sans-serif;font-size:27px;line-height:1.18;margin:10px 0}.v8-specific .article{max-width:none}.v8-atlas{background:#fbf8f2;padding:100px 0}.v8-atlas-intro{max-width:930px;margin-bottom:54px}.v8-atlas-intro h2{font-family:'Libre Franklin',sans-serif;font-size:clamp(38px,4.2vw,58px);letter-spacing:-.04em;line-height:1.06;margin:12px 0 18px}.v8-atlas-intro p{font-size:17px;line-height:1.86;color:#625f59;max-width:900px}.v8-discussion-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;padding:58px 0;border-top:1px solid #d8cec2;border-bottom:1px solid #d8cec2}.v8-discussion-grid h3{font-family:'Libre Franklin',sans-serif;font-size:29px;letter-spacing:-.025em;margin:0 0 18px}.v8-discussion-grid p{font-size:14px;line-height:1.88;color:#625f59}.v8-discussion-grid aside{background:#f1e7da;padding:32px}.v8-discussion-grid ul{margin:18px 0 0;padding:0;list-style:none}.v8-discussion-grid li{padding:12px 0 12px 22px;border-top:1px solid #d8c8b7;font-size:13px;line-height:1.55;position:relative}.v8-discussion-grid li:before{content:'→';position:absolute;left:0;color:var(--red)}.v8-process{padding:76px 0 70px}.v8-section-head{display:grid;grid-template-columns:64px 1fr;gap:25px;align-items:start;margin-bottom:34px}.v8-section-head>span{font-size:10px;color:var(--red);font-weight:700;letter-spacing:.14em;padding-top:8px}.v8-section-head h2{font-family:'Libre Franklin',sans-serif;font-size:36px;line-height:1.12;letter-spacing:-.03em;margin:0}.v8-process-grid{display:grid;grid-template-columns:repeat(5,1fr);border-top:1px solid #cfc5b8;border-bottom:1px solid #cfc5b8}.v8-process-grid>div{padding:24px 22px;min-height:190px;border-right:1px solid #ded5c9}.v8-process-grid>div:last-child{border-right:0}.v8-process-grid b{font-size:13px;color:#172b40}.v8-process-grid p{font-size:11.5px;line-height:1.7;color:#6b665f;margin:12px 0 0}.v8-two-col{display:grid;grid-template-columns:1fr 1fr;gap:60px;padding:70px 0;border-bottom:1px solid #d8cec2}.v8-two-col h2{font-family:'Libre Franklin',sans-serif;font-size:30px;line-height:1.2;margin:10px 0 22px}.v8-checklist{padding:0;margin:0;list-style:none}.v8-checklist li{padding:13px 0 13px 30px;border-top:1px solid #ddd2c6;font-size:13px;position:relative;line-height:1.55}.v8-checklist li:before{content:'✓';position:absolute;left:4px;color:#a7773f;font-weight:700}.v8-discussion-cards{display:grid;grid-template-columns:1fr 1fr;gap:10px}.discussion-card{padding:18px;background:#fff;border:1px solid #e1d8cd;min-height:142px}.discussion-card span{font-size:10px;letter-spacing:.12em;text-transform:uppercase;color:var(--red);font-weight:700}.discussion-card p{font-size:12px;line-height:1.68;color:#625f59}.v8-branches-discussion{margin:72px 0 0;padding:48px 52px;background:#11283e;color:#fff}.v8-branches-discussion h2{font-family:'Libre Franklin',sans-serif;font-size:34px;line-height:1.15;margin:0 0 18px}.v8-branches-discussion p{font-size:13px;line-height:1.82;color:#d2d9df;max-width:920px}.branch-mini-links{display:flex;gap:26px;margin-top:22px}.branch-mini-links a{font-size:12px;font-weight:700;color:#fff}.v8-faq{padding:76px 0 0}.v8-faq details,.v8-home-faq details{border-top:1px solid #d8cec2}.v8-faq details:last-child,.v8-home-faq details:last-child{border-bottom:1px solid #d8cec2}.v8-faq summary,.v8-home-faq summary{list-style:none;cursor:pointer;padding:20px 42px 20px 0;font-weight:700;font-size:14px;position:relative}.v8-faq summary:after,.v8-home-faq summary:after{content:'+';position:absolute;right:6px;top:17px;font-size:22px;color:var(--red)}.v8-faq details[open] summary:after,.v8-home-faq details[open] summary:after{content:'−'}.v8-faq details p,.v8-home-faq details p{font-size:13px;line-height:1.8;color:#625f59;margin:0 0 20px;max-width:900px}.v8-home-explain{padding:100px 0;background:#f1e8dc}.v8-home-lead{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;align-items:start}.v8-home-lead h2{font-family:'Libre Franklin',sans-serif;font-size:48px;line-height:1.09;letter-spacing:-.04em;margin:12px 0}.v8-home-lead>div p{font-size:15px;line-height:1.86;color:#625f59;margin:0 0 18px}.v8-home-branches{margin-top:62px;display:grid;grid-template-columns:1.15fr .85fr 1.15fr .85fr;min-height:360px;background:#fff}.branch-photo{background-size:cover;background-position:center;position:relative}.branch-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(0deg,rgba(10,26,43,.48),transparent 60%)}.branch-photo span{position:absolute;z-index:2;left:18px;bottom:16px;color:#fff;font-size:10px;text-transform:uppercase;letter-spacing:.15em}.us-photo{background-image:url('https://images.unsplash.com/photo-1522083165195-3424ed129620?auto=format&fit=crop&fm=jpg&q=82&w=1800')}.sg-photo{background-image:url('https://images.unsplash.com/photo-1525625293386-3f8f99389edd?auto=format&fit=crop&fm=jpg&q=82&w=1800')}.branch-copy{padding:34px 30px;display:flex;flex-direction:column;justify-content:center}.branch-copy h3{font-family:'Libre Franklin',sans-serif;font-size:24px;margin:9px 0 12px}.branch-copy p{font-size:11px;line-height:1.7;color:#6a655f}.branch-copy a{font-size:11px;font-weight:700;color:var(--red);margin-top:11px}.v8-service-map{padding:100px 0;background:#102235;color:#fff}.v8-service-map .v8-section-head h2{color:#fff}.v8-service-map-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.14)}.v8-service-map-grid a{background:#142b42;padding:34px;min-height:220px}.v8-service-map-grid a:hover{background:#19344e}.v8-service-map-grid span{font-size:9px;text-transform:uppercase;letter-spacing:.16em;color:#d7b27d}.v8-service-map-grid h3{font-family:'Libre Franklin',sans-serif;font-size:23px;margin:12px 0 10px}.v8-service-map-grid p{font-size:11.5px;line-height:1.7;color:#c5cdd4}.v8-home-process{background:#f8f3eb}.v8-conversation{padding:100px 0;background:#fff}.v8-conversation-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:70px;align-items:center}.conversation-photo{min-height:520px;background:url('https://images.unsplash.com/photo-1521737711867-e3b97375f902?auto=format&fit=crop&fm=jpg&q=84&w=1800') center/cover no-repeat}.v8-conversation h2{font-family:'Libre Franklin',sans-serif;font-size:45px;line-height:1.1;letter-spacing:-.035em;margin:12px 0 18px}.v8-conversation p{font-size:15px;line-height:1.85;color:#625f59}.v8-deep-links{margin-top:28px;border-top:1px solid #ded5c9}.v8-deep-links a{display:flex;justify-content:space-between;padding:14px 0;border-bottom:1px solid #ded5c9;font-size:12px;font-weight:700}.v8-home-faq{padding:90px 0 100px;background:#fbf8f2}.branch-profile{padding:90px 0;background:#fbf8f2}.branch-profile-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px}.branch-profile h2,.branch-profile-notes h3{font-family:'Libre Franklin',sans-serif;letter-spacing:-.03em}.branch-profile h2{font-size:44px;margin:12px 0 18px}.branch-profile p,.branch-profile-notes p{font-size:14px;line-height:1.85;color:#625f59}.branch-contact-box{margin-top:28px;padding:26px;background:#f0e7dc;display:flex;flex-direction:column;gap:8px}.branch-contact-box b{font-size:12px;line-height:1.7}.branch-contact-box a{font-size:12px;color:var(--red);font-weight:700}.branch-profile-notes{padding:36px;background:#fff;border:1px solid #e2d9ce}.branch-profile-notes h3{font-size:27px;margin:0 0 15px}.v8-global .closing-cta{background:#e9dece}.v8-global .closing-button{background:#12263a}.v8-global .closing-button:hover{background:var(--red)}
@media(max-width:1080px){.v8-footer-brand{grid-template-columns:1fr}.branch-footer-grid{grid-template-columns:1fr}.compact-footer{grid-template-columns:repeat(2,1fr)!important}.v8-specific-grid,.v8-discussion-grid,.v8-two-col,.v8-home-lead,.v8-conversation-grid,.branch-profile-grid{grid-template-columns:1fr}.v8-specific-label{position:static}.v8-process-grid{grid-template-columns:repeat(2,1fr)}.v8-home-branches{grid-template-columns:1fr 1fr}.branch-photo{min-height:320px}.v8-service-map-grid{grid-template-columns:repeat(2,1fr)}.language-switcher{display:none}}
@media(max-width:720px){.v8-atlas,.v8-home-explain,.v8-service-map,.v8-conversation,.branch-profile,.v8-specific{padding:70px 0}.v8-atlas-intro h2,.v8-home-lead h2,.v8-conversation h2,.branch-profile h2{font-size:34px}.v8-process-grid,.v8-discussion-cards,.v8-service-map-grid,.v8-home-branches{grid-template-columns:1fr}.v8-process-grid>div{min-height:0;border-right:0}.v8-branches-discussion{padding:30px 24px}.branch-mini-links{flex-direction:column;gap:10px}.v8-section-head{grid-template-columns:40px 1fr}.compact-footer{grid-template-columns:1fr 1fr!important}.conversation-photo{min-height:340px}.branch-photo{min-height:300px}}

/* V8.2 six-language + exact transparent ICBANK mark */
.brand img,.v8-footer-brand img{background:transparent!important;box-shadow:none!important;filter:none!important;object-fit:contain}.brand img{max-width:210px;height:auto}.v8-footer-brand img{max-width:235px;height:auto}.footer-logo-panel{background:transparent!important;padding:0!important;border:0!important}.v8-long-copy{max-width:980px;font-size:18px;line-height:1.8}.v8-long-copy p{margin:0 0 20px}.v8-deep-dive{padding:70px 0 34px;border-top:1px solid #ded5ca}html[dir="rtl"] body{font-family:"Noto Sans Arabic","DM Sans",Arial,sans-serif;text-align:right}html[dir="rtl"] .header-inner,html[dir="rtl"] .topline-inner,html[dir="rtl"] .footer-grid,html[dir="rtl"] .branch-footer-grid{direction:rtl}html[dir="rtl"] .main-nav{direction:rtl}html[dir="rtl"] .v8-section-head,html[dir="rtl"] .v8-two-col,html[dir="rtl"] .v8-discussion-grid,html[dir="rtl"] .page-hero-grid{direction:rtl}html[dir="rtl"] .warm-list,html[dir="rtl"] .v8-checklist{padding-right:22px;padding-left:0}html[lang="zh-sg"] body{font-family:"Noto Sans SC","DM Sans",Arial,sans-serif}html[lang="zh-sg"] p,html[lang="zh-sg"] li{line-height:1.85}.language-menu{max-height:420px;overflow:auto}

/* V8.3 Global Contact Hub + GIGT authorized-agent network */
.global-contact-hub{padding:96px 0 92px;background:#fff}.contact-hub-intro{max-width:930px;margin-bottom:42px}.contact-hub-intro h2,.agent-network-grid h2{font-family:'Libre Franklin',sans-serif;font-size:clamp(36px,4vw,54px);line-height:1.08;letter-spacing:-.04em;margin:12px 0 18px}.contact-hub-intro p,.agent-network-grid p{font-size:15px;line-height:1.82;color:#625f59}.contact-entity-grid{display:grid;grid-template-columns:1fr 1fr 1.14fr;gap:16px}.contact-entity-card{border:1px solid #ded5c9;background:#fbf8f2;padding:30px;min-height:370px;display:flex;flex-direction:column}.contact-entity-card>span{font-size:10px;text-transform:uppercase;letter-spacing:.15em;color:var(--red);font-weight:700}.contact-entity-card h3{font-family:'Libre Franklin',sans-serif;font-size:24px;line-height:1.18;letter-spacing:-.025em;margin:12px 0 15px}.contact-entity-card>p{font-size:12.5px;line-height:1.7;color:#625f59;min-height:82px}.contact-entity-card dl{margin:12px 0 0;border-top:1px solid #ddd2c6}.contact-entity-card dl>div{padding:13px 0;border-bottom:1px solid #ddd2c6}.contact-entity-card dt{font-size:9px;letter-spacing:.12em;text-transform:uppercase;color:#887d70}.contact-entity-card dd{margin:4px 0 0;font-size:12px;font-weight:700}.contact-entity-card dd a:hover{color:var(--red)}.contact-entity-agent{background:#102235;color:#fff;border-color:#102235}.contact-entity-agent>span{color:#e3bf8c}.contact-entity-agent>p{color:#d1d8df}.contact-entity-agent dl{border-color:rgba(255,255,255,.16)}.contact-entity-agent dl>div{border-color:rgba(255,255,255,.16)}.contact-entity-agent dt{color:#aeb9c5}.contact-entity-agent dd a{color:#fff}.agent-branches{margin-top:22px}.agent-branches>b,.agent-network-grid aside>span{display:block;font-size:9px;text-transform:uppercase;letter-spacing:.14em;color:#e3bf8c;margin-bottom:12px}.agent-branches>div,.agent-network-chips{display:flex;flex-wrap:wrap;gap:7px}.agent-branches span,.agent-network-chips span{display:inline-flex;align-items:center;padding:7px 9px;border:1px solid rgba(255,255,255,.18);font-size:10px;line-height:1.2;background:rgba(255,255,255,.045)}.contact-routing-block{margin-top:62px;padding-top:52px;border-top:1px solid #ddd2c6}.contact-routing-head{display:grid;grid-template-columns:58px 1fr;gap:18px;align-items:start;margin-bottom:26px}.contact-routing-head>span{font-size:10px;color:var(--red);font-weight:700;letter-spacing:.14em;padding-top:7px}.contact-routing-head h2{font-family:'Libre Franklin',sans-serif;font-size:34px;line-height:1.15;letter-spacing:-.03em;margin:0}.contact-routing-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid #d8cec2;border-bottom:1px solid #d8cec2}.contact-route{padding:24px 20px;border-right:1px solid #e2d9ce;min-height:170px}.contact-route:last-child{border-right:0}.contact-route b{font-size:13px;line-height:1.45}.contact-route p{font-size:11.5px;line-height:1.68;color:#6b665f;margin:11px 0 0}.contact-security-note{margin-top:42px;background:#f2e7db;padding:25px 28px;display:grid;grid-template-columns:42px 1fr;gap:18px;align-items:start}.security-mark{width:36px;height:36px;border-radius:50%;background:var(--red);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800}.contact-security-note h3{font-family:'Libre Franklin',sans-serif;font-size:20px;margin:1px 0 7px}.contact-security-note p{font-size:12.5px;line-height:1.75;color:#5e5a54;margin:0}.agent-network-section{padding:88px 0;background:#102235;color:#fff}.agent-network-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:80px;align-items:center}.agent-network-grid h2{color:#fff}.agent-network-grid p{color:#c9d1d9}.agent-email-link{display:inline-flex;margin-top:12px;padding:13px 17px;background:var(--red);color:#fff;font-size:11px;font-weight:700}.agent-network-grid aside{padding:28px;border-left:1px solid rgba(255,255,255,.18)}.agent-network-chips span{color:#fff}.agent-network-grid aside>span{color:#e3bf8c}html[dir="rtl"] .contact-routing-head,html[dir="rtl"] .contact-security-note,html[dir="rtl"] .agent-network-grid{direction:rtl}html[dir="rtl"] .agent-network-grid aside{border-left:0;border-right:1px solid rgba(255,255,255,.18)}
@media(max-width:1080px){.contact-entity-grid{grid-template-columns:1fr 1fr}.contact-entity-agent{grid-column:1/-1}.contact-routing-grid{grid-template-columns:1fr 1fr}.contact-route:nth-child(2){border-right:0}.contact-route:nth-child(-n+2){border-bottom:1px solid #e2d9ce}.agent-network-grid{grid-template-columns:1fr;gap:36px}.agent-network-grid aside{border-left:0;border-top:1px solid rgba(255,255,255,.18);padding-left:0}.contact-entity-card>p{min-height:0}}
@media(max-width:720px){.global-contact-hub,.agent-network-section{padding:68px 0}.contact-entity-grid,.contact-routing-grid{grid-template-columns:1fr}.contact-entity-agent{grid-column:auto}.contact-route{border-right:0;border-bottom:1px solid #e2d9ce;min-height:0}.contact-route:last-child{border-bottom:0}.contact-routing-head{grid-template-columns:38px 1fr}.contact-security-note{grid-template-columns:34px 1fr;padding:21px}.security-mark{width:30px;height:30px}.agent-network-grid aside{padding-right:0}}

/* V8.3 specialist portal gateway */
.specialist-services{padding:96px 0;background:#f5efe8;border-top:1px solid #e2d9cf;border-bottom:1px solid #e2d9cf}.specialist-services-head{display:grid;grid-template-columns:.55fr 1fr 1fr;gap:46px;align-items:end;margin-bottom:38px}.specialist-services-head h2{font-family:'Libre Franklin',sans-serif;font-size:clamp(32px,4vw,48px);line-height:1.08;letter-spacing:-.035em;margin:0}.specialist-services-head p{margin:0;color:#6f6a64;font-size:14px;line-height:1.75}.specialist-service-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid #d6cdc2;border-bottom:1px solid #d6cdc2}.specialist-service-card{padding:34px 30px 32px;border-right:1px solid #d6cdc2;min-height:330px;display:flex;flex-direction:column;background:rgba(255,255,255,.42);transition:.2s}.specialist-service-card:last-child{border-right:0}.specialist-service-card:hover{background:#fff;transform:translateY(-2px);box-shadow:0 18px 45px rgba(7,23,43,.07)}.specialist-service-card>span{font-size:10px;color:var(--red);font-weight:700;letter-spacing:.15em}.specialist-service-card h3{font-family:'Libre Franklin',sans-serif;font-size:25px;line-height:1.18;letter-spacing:-.025em;margin:35px 0 14px}.specialist-service-card p{color:#6d6760;font-size:12.5px;line-height:1.75;margin:0}.specialist-service-card b{margin-top:auto;padding-top:28px;font-size:11px;color:var(--red)}.specialist-services-note{margin-top:18px;color:#867d74;font-size:10.5px;line-height:1.6}html[dir="rtl"] .specialist-services-head,html[dir="rtl"] .specialist-service-grid{direction:rtl}@media(max-width:900px){.specialist-services-head{grid-template-columns:1fr;gap:14px}.specialist-service-grid{grid-template-columns:1fr}.specialist-service-card{border-right:0;border-bottom:1px solid #d6cdc2;min-height:0}.specialist-service-card:last-child{border-bottom:0}}@media(max-width:620px){.specialist-services{padding:70px 0}.specialist-service-card{padding:28px 22px}.specialist-service-card h3{margin-top:23px}}


/* V8.3.1 secure header access */
.secure-access-bar{background:#f3ede4;border-top:1px solid #e1d6c8;border-bottom:1px solid #ded2c3}
.secure-access-inner{height:42px;display:flex;align-items:center;overflow-x:auto;overflow-y:hidden;white-space:nowrap;scrollbar-width:none}
.secure-access-inner::-webkit-scrollbar{display:none}
.secure-access-label{display:flex;align-items:center;gap:9px;padding:0 22px 0 0;font-size:10px;font-weight:800;letter-spacing:.13em;text-transform:uppercase;color:#766553;flex:0 0 auto}
.secure-access-label:before{content:'';width:7px;height:7px;border-radius:50%;background:var(--red);box-shadow:0 0 0 4px rgba(227,33,44,.09)}
.secure-access-inner>a{height:42px;display:flex;align-items:center;gap:8px;padding:0 20px;border-left:1px solid #ddd0c0;font-size:12px;font-weight:700;color:#223047;flex:0 0 auto;transition:background .18s,color .18s}
.secure-access-inner>a:after{content:'↗';font-size:12px;color:var(--red)}
.secure-access-inner>a:hover{background:#fff;color:var(--red)}
html[dir="rtl"] .secure-access-inner{direction:rtl}
html[dir="rtl"] .secure-access-label{padding:0 0 0 22px}
html[dir="rtl"] .secure-access-inner>a{border-left:0;border-right:1px solid #ddd0c0}
@media(max-width:1080px){.mobile-panel{top:122px}.secure-access-inner{width:100%;padding-left:28px;padding-right:28px}.secure-access-label{padding-right:18px}.secure-access-inner>a{padding:0 16px}}
@media(max-width:720px){.mobile-panel{top:112px}.secure-access-inner{height:42px;padding-left:16px;padding-right:16px}.secure-access-label{font-size:9px}.secure-access-inner>a{height:42px;font-size:11px;padding:0 14px}.secure-access-label{padding-right:14px}}


/* V8.3.2 UNIQUE HERO + FOOTER REDESIGN */
.page-hero-photo{background-position:center center;filter:saturate(.92) contrast(1.02)}
.page-hero-photo:before{content:'';position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,20,35,.05),rgba(6,20,35,.18));z-index:1;pointer-events:none}
.page-hero-photo span{z-index:3}
.footer-v9{background:#071725;color:#b9c4cf;padding:0;position:relative;overflow:hidden}.footer-v9:before{content:'';display:block;height:4px;background:linear-gradient(90deg,#cc2531 0%,#b37449 52%,#e3c99f 100%)}
.footer-v9-cta{background:linear-gradient(120deg,#efe2d2 0%,#f7f1e8 58%,#e9dccb 100%);color:#10243a;border-bottom:1px solid rgba(24,42,60,.12)}
.footer-v9-cta-inner{min-height:240px;display:grid;grid-template-columns:minmax(0,1.25fr) minmax(290px,.75fr);gap:72px;align-items:center;padding-top:42px;padding-bottom:42px}
.footer-v9-cta span{display:block;color:#9a2631;font-size:10px;font-weight:800;letter-spacing:.17em;text-transform:uppercase;margin-bottom:12px}.footer-v9-cta h2{font-family:'Libre Franklin',sans-serif;font-size:clamp(30px,3.6vw,49px);line-height:1.08;letter-spacing:-.035em;margin:0 0 15px;max-width:800px}.footer-v9-cta p{font-size:13px;line-height:1.82;color:#635f59;max-width:820px;margin:0}.footer-v9-cta-actions{display:grid;gap:10px}.footer-v9-cta-actions a{min-height:54px;padding:0 18px!important;display:flex!important;align-items:center;justify-content:space-between;font-size:11px!important;font-weight:800!important}.footer-v9-primary{background:#b71924;color:#fff!important}.footer-v9-primary:hover{background:#991923!important}.footer-v9-secondary{background:#10243a;color:#fff!important}.footer-v9-secondary:hover{background:#17344e!important}
.footer-v9-main{display:grid;grid-template-columns:minmax(260px,.72fr) minmax(0,1.55fr);gap:58px;padding-top:62px;padding-bottom:42px}.footer-v9-brand{padding-right:18px}.footer-v9-brand img{width:220px;max-width:100%;height:auto;display:block;filter:none!important;background:transparent!important}.footer-v9-brand>p{font-size:12px;line-height:1.8;color:#9fadb9;margin:24px 0 28px;max-width:370px}.footer-v9-secure{border-top:1px solid rgba(255,255,255,.11);padding-top:21px;display:grid;gap:5px}.footer-v9-secure>span{color:#d9c09b;font-size:9px;letter-spacing:.16em;text-transform:uppercase;font-weight:800;margin-bottom:5px}.footer-v9-secure a{padding:5px 0!important;color:#d7e0e8!important;font-size:11px!important}.footer-v9-secure a:hover{color:#fff!important}
.footer-v9-locations{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.footer-v9-location{background:#0c2033;border:1px solid rgba(255,255,255,.08);border-top:3px solid #bd2934;padding:25px 24px;min-height:300px;display:flex;flex-direction:column}.footer-v9-location.agent{border-top-color:#b68a55;background:#10273c}.footer-v9-location>span{font-size:9px;letter-spacing:.16em;text-transform:uppercase;color:#d7bd98;font-weight:800}.footer-v9-location h3{font-family:'Libre Franklin',sans-serif;color:#fff;font-size:18px;line-height:1.28;margin:12px 0 14px}.footer-v9-location p{font-size:10.5px;line-height:1.72;color:#9eabb7;margin:0 0 12px}.footer-v9-location>a{font-size:10.5px!important;padding:3px 0!important;color:#dce4eb!important}.footer-v9-location>div{display:flex;gap:14px;flex-wrap:wrap;margin-top:auto;padding-top:16px}.footer-v9-location>div a{font-size:10px!important;font-weight:800;color:#fff!important;padding:0!important}.footer-v9-location .agent-email{font-size:12px!important;font-weight:800;color:#fff!important}.footer-v9-branches{margin-top:auto!important;padding-top:18px;border-top:1px solid rgba(255,255,255,.09);color:#c8d0d8!important}
.footer-v9-rule{height:1px;background:rgba(255,255,255,.1)}.footer-v9-links{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:46px;padding-top:38px;padding-bottom:40px}.footer-v9-links h4{color:#d7bd98!important;font-size:9px!important;letter-spacing:.16em!important;margin-bottom:15px!important}.footer-v9-links a{font-size:10.5px!important;color:#aeb9c4!important;padding:5px 0!important}.footer-v9-links a:hover{color:#fff!important}
.footer-v9-legal{background:#05111d;border-top:1px solid rgba(255,255,255,.08);padding:24px 0 32px}.footer-v9-security{border-left:2px solid #b71924;padding:9px 0 9px 16px;color:#d7dee5;font-size:10px;line-height:1.65;margin-bottom:18px}.footer-v9-legal-links{display:flex;gap:22px;flex-wrap:wrap;margin-bottom:15px}.footer-v9-legal-links a{font-size:9.5px!important;color:#c4ced6!important;padding:0!important;font-weight:700}.footer-v9-legal p{font-size:9.5px;line-height:1.7;color:#7e8b98;margin:0 0 6px;max-width:1120px}.footer-v9-copy{font-size:9.5px;color:#9aa7b4;margin-top:16px}.footer-v9 a{text-decoration:none}
html[dir="rtl"] .footer-v9-main,html[dir="rtl"] .footer-v9-locations,html[dir="rtl"] .footer-v9-links,html[dir="rtl"] .footer-v9-cta-inner{direction:rtl}.footer-v9-security{border-left:2px solid #b71924;border-right:0}html[dir="rtl"] .footer-v9-security{border-left:0;border-right:2px solid #b71924;padding:9px 16px 9px 0}
@media(max-width:1180px){.footer-v9-main{grid-template-columns:1fr}.footer-v9-brand{display:grid;grid-template-columns:220px 1fr;gap:34px;align-items:start}.footer-v9-brand>p{margin:0;max-width:680px}.footer-v9-secure{grid-column:1/-1}.footer-v9-locations{grid-template-columns:repeat(3,1fr)}.footer-v9-cta-inner{grid-template-columns:1fr .55fr;gap:40px}}
@media(max-width:900px){.footer-v9-cta-inner{grid-template-columns:1fr;gap:28px}.footer-v9-locations{grid-template-columns:1fr}.footer-v9-location{min-height:0}.footer-v9-links{grid-template-columns:repeat(2,1fr)}.footer-v9-brand{grid-template-columns:1fr}.footer-v9-brand>p{margin-top:0}}
@media(max-width:560px){.footer-v9-main{padding-top:44px}.footer-v9-links{grid-template-columns:1fr;gap:24px}.footer-v9-cta-inner{padding-top:34px;padding-bottom:36px}.footer-v9-cta h2{font-size:31px}.footer-v9-location{padding:22px 20px}.footer-v9-brand img{width:190px}.footer-v9-legal-links{gap:14px}}


/* V8.4 NETWORK / KNOWLEDGE / TRUST / SEO EXPERIENCE */
.branch-switcher{position:relative}.branch-switcher>button{border:0;background:transparent;color:inherit;font:inherit;font-size:10px;font-weight:700;letter-spacing:.06em;cursor:pointer;padding:8px 10px}.branch-switcher>button:after{content:'⌄';margin-left:7px;color:#a78360}.branch-menu{position:absolute;right:0;top:calc(100% + 8px);width:230px;padding:12px;background:#fff;border:1px solid #e1d7cb;box-shadow:0 18px 46px rgba(7,23,37,.13);z-index:300;opacity:0;visibility:hidden;transform:translateY(-5px);transition:.16s}.branch-switcher:hover .branch-menu,.branch-switcher:focus-within .branch-menu{opacity:1;visibility:visible;transform:none}.branch-menu>span{display:block;padding:6px 10px 9px;font-size:9px;text-transform:uppercase;letter-spacing:.14em;color:#8c7964;font-weight:800}.branch-menu a{display:block!important;padding:10px!important;color:#243447!important;font-size:11px!important;border-top:1px solid #eee7df}.branch-menu a.active{color:var(--red)!important;font-weight:800}html[dir="rtl"] .branch-menu{right:auto;left:0}.topline-links{align-items:center}
.knowledge-nav-group .mega{min-width:min(900px,92vw)}
.v84-preparation{padding:92px 0;background:#f8f4ee;border-top:1px solid #e7ddd2}.v84-prep-head{display:grid;grid-template-columns:.34fr 1fr 1fr;gap:36px;align-items:start;margin-bottom:36px}.v84-prep-head>span,.v84-security-head>span,.knowledge-intro>span{font-size:9px;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--red)}.v84-prep-head h2,.v84-security-head h2{font-family:'Libre Franklin',sans-serif;font-size:clamp(30px,3.5vw,45px);line-height:1.08;letter-spacing:-.035em;margin:0}.v84-prep-head p{margin:0;color:#6d6760;font-size:13px;line-height:1.8}.v84-prep-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid #dbd1c5;border-bottom:1px solid #dbd1c5}.v84-prep-grid article{padding:29px 26px 31px;border-right:1px solid #dbd1c5;background:rgba(255,255,255,.38)}.v84-prep-grid article:last-child{border-right:0}.v84-prep-grid b{font-size:9px;color:var(--red);letter-spacing:.15em}.v84-prep-grid h3{font-size:17px;line-height:1.3;margin:19px 0 11px;color:#142b40}.v84-prep-grid p{font-size:11.5px;line-height:1.75;color:#706961;margin:0}.v84-questions{display:grid;grid-template-columns:.55fr 1.45fr;gap:42px;padding-top:34px}.v84-questions h3{font-size:21px;margin:0;color:#142b40}.v84-questions>div{display:grid;grid-template-columns:1fr 1fr;gap:0 30px}.v84-questions p{margin:0;padding:14px 0;border-top:1px solid #e0d7cd;font-size:11.5px;line-height:1.65;color:#665f58}
.knowledge-index{padding:88px 0;background:#f7f2ec}.knowledge-intro{display:grid;grid-template-columns:.4fr 1.6fr;gap:38px;margin-bottom:34px}.knowledge-intro h2{font-family:'Libre Franklin',sans-serif;font-size:clamp(27px,3vw,40px);line-height:1.18;letter-spacing:-.03em;margin:0}.knowledge-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid #dcd2c7;border-left:1px solid #dcd2c7}.knowledge-card{min-height:310px;padding:30px 28px;border-right:1px solid #dcd2c7;border-bottom:1px solid #dcd2c7;background:rgba(255,255,255,.48);display:flex;flex-direction:column;color:#13283d;transition:.2s}.knowledge-card:hover{background:#fff;transform:translateY(-2px);box-shadow:0 18px 44px rgba(10,27,43,.07)}.knowledge-card>span{font-size:9px;letter-spacing:.15em;text-transform:uppercase;color:var(--red);font-weight:800}.knowledge-card h3{font-family:'Libre Franklin',sans-serif;font-size:21px;line-height:1.25;margin:27px 0 13px}.knowledge-card p{font-size:11.5px;line-height:1.75;color:#6d6760;margin:0}.knowledge-card b{margin-top:auto;padding-top:24px;font-size:10px;color:var(--red)}.knowledge-article{padding:82px 0;background:#fbf8f3}.knowledge-article-shell{display:grid;grid-template-columns:240px minmax(0,820px);gap:70px;align-items:start}.knowledge-article aside{position:sticky;top:165px;border-top:2px solid #b71924;padding-top:18px}.knowledge-article aside span{display:block;font-size:9px;text-transform:uppercase;letter-spacing:.15em;color:#a18161;font-weight:800;margin-bottom:10px}.knowledge-article aside a{display:block;padding:9px 0;border-bottom:1px solid #e8dfd6;color:#53606b;font-size:10.5px}.knowledge-article-body>section{padding:0 0 42px;margin-bottom:42px;border-bottom:1px solid #e5ddd4}.knowledge-article-body>section>span{font-size:9px;color:var(--red);letter-spacing:.14em;font-weight:800}.knowledge-article-body h2{font-family:'Libre Franklin',sans-serif;font-size:31px;line-height:1.15;letter-spacing:-.025em;margin:10px 0 16px}.knowledge-article-body p,.knowledge-article-body li{font-size:13px;line-height:1.85;color:#5f625f}.knowledge-article-body ul{padding-left:19px}.knowledge-question-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.knowledge-question-grid p{margin:0;padding:18px;background:#f3eee7;border-left:2px solid #b71924}.knowledge-note{background:#10283d!important;color:#fff;padding:28px!important;border:0!important}.knowledge-note span{color:#dec7a8!important}.knowledge-note p{color:#d8e0e6!important;margin-bottom:0}
.v84-security-framework{padding:92px 0;background:#0d2438;color:#fff}.v84-security-head{display:grid;grid-template-columns:.35fr 1.65fr;gap:40px;margin-bottom:36px}.v84-security-head>span{color:#e0bea0}.v84-security-head h2{color:#fff;max-width:850px}.v84-security-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(255,255,255,.15);border-bottom:1px solid rgba(255,255,255,.15)}.v84-security-grid article{padding:30px 26px;border-right:1px solid rgba(255,255,255,.15)}.v84-security-grid article:last-child{border-right:0}.v84-security-grid b{font-size:9px;color:#e0bea0;letter-spacing:.15em}.v84-security-grid h3{font-size:20px;margin:20px 0 11px}.v84-security-grid p{font-size:11.5px;line-height:1.75;color:#b8c5cf;margin:0}.v84-security-check{margin-top:38px;display:grid;grid-template-columns:.6fr 1.4fr;gap:42px;align-items:start}.v84-security-check h3{font-size:21px;margin:0}.v84-security-check ul{margin:0;padding:0;list-style:none}.v84-security-check li{padding:12px 0;border-top:1px solid rgba(255,255,255,.13);font-size:11.5px;line-height:1.6;color:#d5dde4}.v84-security-check li:before{content:'✓';color:#e2bea0;margin-right:10px}html[dir="rtl"] .v84-security-check li:before{margin-right:0;margin-left:10px}
html[dir="rtl"] .v84-prep-grid,html[dir="rtl"] .v84-security-grid,html[dir="rtl"] .knowledge-grid,html[dir="rtl"] .knowledge-article-shell{direction:rtl}html[dir="rtl"] .knowledge-question-grid p{border-left:0;border-right:2px solid #b71924}
@media(max-width:980px){.v84-prep-head,.v84-security-head,.knowledge-intro{grid-template-columns:1fr;gap:14px}.v84-prep-grid,.v84-security-grid{grid-template-columns:1fr 1fr}.v84-prep-grid article:nth-child(2){border-right:0}.v84-prep-grid article{border-bottom:1px solid #dbd1c5}.v84-security-grid article:nth-child(2){border-right:0}.knowledge-grid{grid-template-columns:1fr 1fr}.knowledge-article-shell{grid-template-columns:1fr;gap:28px}.knowledge-article aside{position:static;display:flex;gap:14px;overflow:auto;border-top:0;border-bottom:1px solid #ddd4ca;padding-bottom:12px}.knowledge-article aside span{display:none}.knowledge-article aside a{flex:0 0 auto;border-bottom:0}.v84-security-check,.v84-questions{grid-template-columns:1fr}}
@media(max-width:620px){.v84-preparation,.v84-security-framework,.knowledge-index,.knowledge-article{padding:66px 0}.v84-prep-grid,.v84-security-grid,.knowledge-grid,.knowledge-question-grid,.v84-questions>div{grid-template-columns:1fr}.v84-prep-grid article,.v84-security-grid article{border-right:0;border-bottom:1px solid rgba(0,0,0,.1)}.v84-security-grid article{border-bottom-color:rgba(255,255,255,.12)}.branch-menu{position:fixed;right:14px;left:14px!important;width:auto;top:55px}}

/* V8.5 Institutional copy edition */
.v85-bank-story{padding:78px 0;background:#f3eee5;border-top:1px solid #e5dac9;border-bottom:1px solid #e5dac9}.v85-bank-story .shell{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(310px,.65fr);gap:52px}.v85-story-main>span,.v85-longcopy>.shell>span,.v85-project-lead>span{display:block;font-size:12px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:#9c7040;margin-bottom:14px}.v85-bank-story h2,.v85-longcopy h2,.v85-project-depth h2{font-family:Georgia,'Times New Roman',serif;color:#10263f;font-weight:500;line-height:1.06;font-size:clamp(34px,4vw,52px);margin:0 0 24px}.v85-bank-story p,.v85-longcopy p,.v85-project-depth p{color:#46576a;line-height:1.82;font-size:17px}.v85-bank-story aside{background:#10263f;color:#fff;padding:34px;display:flex;flex-direction:column}.v85-bank-story aside span{color:#d6b474;font-size:12px;text-transform:uppercase;letter-spacing:.13em;font-weight:800}.v85-bank-story aside h3{font-family:Georgia,'Times New Roman',serif;font-size:31px;line-height:1.12;margin:14px 0;color:#fff}.v85-bank-story aside p{color:#dce4eb}.v85-bank-story aside a{color:#fff;text-decoration:none;padding:13px 0;border-top:1px solid rgba(255,255,255,.17);font-weight:700}.v85-longcopy,.v85-project-depth{padding:84px 0;background:#fff}.v85-longcopy>.shell>p{max-width:1060px}.v85-copy-grid,.v85-project-factors{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:42px}.v85-copy-grid article,.v85-project-factors article{background:#f8f5ef;border:1px solid #e7dfd4;padding:30px}.v85-copy-grid h3,.v85-project-factors h3{font-family:Georgia,'Times New Roman',serif;color:#10263f;font-size:25px;line-height:1.15;margin:6px 0 14px}.v85-project-lead{max-width:1040px}.v85-project-factors article b{color:#9c7040;font-size:12px;letter-spacing:.12em}.v85-project-process{background:#10263f;color:#fff;padding:44px;margin:52px 0}.v85-project-process h2{color:#fff}.v85-project-process ol{padding-left:22px}.v85-project-process li{padding:10px 0 10px 8px;color:#dce4eb;line-height:1.65}.v85-bankability{display:grid;grid-template-columns:.75fr 1.25fr;gap:42px;margin:52px 0}.v85-bankability>div>span{color:#9c7040;text-transform:uppercase;font-size:12px;font-weight:800;letter-spacing:.12em}.v85-bankability ul{list-style:none;margin:0;padding:0;border-top:1px solid #ded4c5}.v85-bankability li{padding:14px 0;border-bottom:1px solid #ded4c5;color:#405164}.v85-closing-thought{max-width:1040px;font-size:18px!important;border-left:4px solid #971c2d;padding-left:24px}.v85-copy-grid article p,.v85-project-factors article p{font-size:15.5px}.v85-project-factors{margin-top:40px}
@media(max-width:900px){.v85-bank-story .shell,.v85-bankability{grid-template-columns:1fr}.v85-copy-grid,.v85-project-factors{grid-template-columns:1fr}}@media(max-width:620px){.v85-bank-story,.v85-longcopy,.v85-project-depth{padding:56px 0}.v85-project-process{padding:28px}}html[dir="rtl"] .v85-project-process ol{padding-right:22px;padding-left:0}html[dir="rtl"] .v85-closing-thought{border-left:0;border-right:4px solid #971c2d;padding-left:0;padding-right:24px}


/* ========================= ICBANK V8.7 PROFESSIONAL LAYOUT REFINEMENT =========================
   Public-site presentation only. Operational portal files are intentionally untouched. */
.v8-global main{overflow:hidden}

/* Consistent section rhythm */
.v8-specific{padding:74px 0}
.v8-specific-grid{grid-template-columns:210px minmax(0,1fr);gap:48px}
.v8-specific-label{top:118px}
.v8-atlas{padding:84px 0}
.v8-atlas-intro{max-width:980px;margin-bottom:40px}
.v8-atlas-intro p{max-width:860px;line-height:1.78}
.v8-discussion-grid{gap:52px;padding:48px 0}
.v8-discussion-grid aside{padding:28px}
.v8-process{padding:64px 0 58px}
.v8-process-grid>div{min-height:168px;padding:22px 20px}
.v8-two-col{gap:48px;padding:56px 0}
.v8-branches-discussion{margin-top:52px;padding:40px 44px}
.v8-faq{padding:62px 0 0}
.v84-preparation{padding:76px 0}
.v84-prep-head{grid-template-columns:150px minmax(0,1fr) minmax(0,1fr);gap:30px;margin-bottom:30px}
.v84-prep-grid article{padding:25px 22px 27px}
.v84-questions{padding-top:28px;gap:34px}
.editorial-photo-break{min-height:340px}
.editorial-photo-inner{padding:62px 0}
.closing-cta{padding:58px 0}
.footer-v9-cta-inner{min-height:210px;gap:54px;padding-top:36px;padding-bottom:36px}
.footer-v9-main{gap:48px;padding-top:52px;padding-bottom:36px}
.footer-v9-location{min-height:270px;padding:23px 22px}
.footer-v9-links{padding-top:32px;padding-bottom:34px}

/* Homepage: correct the three-item/two-column grid that created the large empty area */
.v8-home-explain{padding:82px 0}
.v8-home-lead{
  display:grid;
  grid-template-columns:minmax(0,.88fr) minmax(0,1.12fr);
  grid-template-rows:auto auto;
  column-gap:64px;
  row-gap:10px;
  align-items:start
}
.v8-home-lead>.section-kicker{grid-column:1;grid-row:1;align-self:end;margin:0 0 2px}
.v8-home-lead>h2{grid-column:1;grid-row:2;margin:8px 0 0;max-width:520px}
.v8-home-lead>div{grid-column:2;grid-row:1/3;padding-top:1px;max-width:650px}
.v8-home-lead>div p{margin:0 0 16px}
.v8-home-branches{margin-top:48px;min-height:315px;grid-template-columns:1.05fr .95fr 1.05fr .95fr}
.branch-copy{padding:29px 26px}
.v8-service-map{padding:82px 0}
.v8-service-map-grid a{padding:30px;min-height:196px}
.v8-conversation{padding:82px 0}
.v8-conversation-grid{gap:54px;grid-template-columns:.9fr 1.1fr}
.conversation-photo{min-height:430px}
.v8-home-faq{padding:74px 0 82px}

/* Homepage process: use a compact, intentional three-part header */
.v8-home-process{padding:82px 0}
.v8-home-process .process-intro{
  grid-template-columns:120px minmax(280px,.9fr) minmax(0,1fr);
  gap:36px;
  align-items:start
}
.v8-home-process .process-intro .section-kicker{margin-top:8px}
.v8-home-process .process-rail{margin-top:42px}

/* Page hero and editorial density */
.page-hero-grid{min-height:430px}
.page-hero-copy{padding:64px 58px 60px 0}
.page-hero-photo{min-height:430px}
.v7-warm .page-hero .h1,.v7-warm .page-hero h1{font-size:clamp(38px,4vw,56px)}
.story section+section,.article section+section{margin-top:50px}
.rich-section+.rich-section{margin-top:46px!important}
.rich-action{margin-top:48px!important;padding:30px 32px}

/* Improve text measure and alignment across institutional content */
.v8-discussion-grid p,.v8-two-col p,.branch-profile p,.branch-profile-notes p{max-width:760px}
.v8-section-head{margin-bottom:28px}
.v8-section-head h2{max-width:900px}
.v8-checklist li{padding-top:11px;padding-bottom:11px}
.discussion-card{min-height:126px}
.v8-faq summary,.v8-home-faq summary{padding-top:18px;padding-bottom:18px}
.v8-faq details p,.v8-home-faq details p{margin-bottom:18px}
.branch-profile{padding:76px 0}
.branch-profile-grid{gap:52px}

/* Keep long headings from creating visual imbalance */
.v8-atlas-intro h2,.v8-home-lead h2,.v8-conversation h2,.branch-profile h2{max-width:820px}
.v84-prep-head h2{max-width:700px}

@media(max-width:1080px){
  .v8-specific-grid{grid-template-columns:1fr;gap:28px}
  .v8-home-lead{grid-template-columns:1fr;grid-template-rows:auto;row-gap:14px}
  .v8-home-lead>.section-kicker,.v8-home-lead>h2,.v8-home-lead>div{grid-column:1;grid-row:auto}
  .v8-home-lead>div{padding-top:0;max-width:760px}
  .v8-home-process .process-intro{grid-template-columns:1fr;gap:16px}
  .page-hero-copy{padding:58px 0 42px}
  .page-hero-grid{min-height:0}
  .page-hero-photo{min-height:320px}
  .v84-prep-head{grid-template-columns:1fr;gap:16px}
  .footer-v9-cta-inner{gap:32px}
}
@media(max-width:720px){
  .v8-specific,.v8-atlas,.v8-home-explain,.v8-service-map,.v8-conversation,.branch-profile,.v84-preparation{padding:60px 0}
  .v8-home-process{padding:60px 0}
  .v8-home-branches{margin-top:34px}
  .v8-home-lead h2{font-size:34px}
  .v8-discussion-grid,.v8-two-col{padding:44px 0;gap:30px}
  .v8-branches-discussion{margin-top:40px;padding:28px 22px}
  .editorial-photo-inner{padding:52px 0}
  .closing-cta{padding:50px 0}
  .footer-v9-cta-inner{min-height:0}
}